Zero Based Budgeting Laminated Planner/ A5

Thinking about Zero Based Budgeting But Don't Know Where To Begin? This Is The Budget Planner For You.  Impimating Zero Based Budgeting In My Life I Found No Budget Planners That Are Made For Zero Based Budgeting Like This One That I Created.   Every Sheet Is Laminated So You Don't Have To Keep Dumping Money On Budget Planners Every Year.  You Can Use Each Spread Over And Over Again. There Are Instructions As Well On How To Use Each Spread.

INCLUDED:

• A5 Clear Binder with Clasp 
• Budget Planner Cover
• 2024 Calender
• Financial Goal Spread
• Bill Tracker
• Debt Tracker
• Sinking Funds Tracker
• Savings Challenge Tracker
• Choose a Color Chart Spread
• Empty Monthly Calendar With Notes Section
• Monthly Budget Overview (income spread, fixed expenses spread, variable expenses spread, dept spread, sinking funds spread, and savings challenges spread)
• Monthly Breakdown Spread
• Weekly Paycheck Breakdown (income spread, fixed expenses spread, variable expenses spread, dept spread, sinking funds spread, and savings challenges spread)
• What Goals Did You Achieve Spread

Implemented with Cash Stuffing Method

Care: 

Do Not Submerge Under Water

• can be used with dry erase markers and gel pens. (Wipes easily with water)
• can be used with permanent markers. (Wipes off with alcohol)